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'State banks' gradually announced a 0.25% interest rate cut, reducing loans a...

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本帖最後由 bristikhatun88 於  16:24 編輯

4 State-owned specialized banks announced interest rate cuts in line with the MPC resolution, reducing the maximum lending interest rate by 0.25%, starting from 5 March 2025, and fixing deposit interest rates.
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As the Monetary Policy Committee (MPC) resolved to rcs data israel reduce the policy interest rate by 0.25% per annum from 2.25% to 2.0% per annum on February 26, 2025, in order to make financial conditions consistent with economic trends and help stimulate business growth, specialized banks have gradually announced reductions in lending interest rates.

Mr. Vitai Ratanakorn, President of the Government Savings Bank, revealed that the Government Savings Bank has announced a reduction in the MLR and MOR lending rates by 0.25% per year, in accordance with the MPC resolution, in order to be in line with the economic potential. The minimum lending rate for large loan customers (MLR) has been reduced to 6.65%, and the minimum lending rate for overdraft customers (MOR) has been reduced to 6.495% per year.

Effective from March 5 - August 31, 2025 or until further notice. The minimum lending rate for retail customers (MRR) remains at 6.595% per annum, as Government Savings Bank has previously reduced the interest rate. This makes it currently the lowest MRR when compared to the MRR rates of six major commercial banks, which average 7.25% per annum.

The bank will continue to maintain its deposit interest rates to promote savings in line with its mission as a social bank.  

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